Long-term mortgage rates have fallen from their recent highs and a new forecast provides a sense as to where rates might go in the coming years. 

On Monday, the Mortgage Bankers Association (MBA) put out a revised forecast for where it sees rates heading in 2025 and 2026. The MBA expects rates to average: 

  • 6.4% Q3 2025
  • 6.3% Q2 2026
  • 6.3% in Q4 2026

In October, the MBA predicted rates would range between 5.9% and 6.2% in 2025, and hover around 5.9% in 2026. The association cited economic uncertainties on Monday for revising rates upward!

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